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Six features. One workflow.

CashTrace covers the full receivables-to-cash cycle: upload invoices, match payments, resolve exceptions, track what's owed, follow up automatically, and give your accountant real-time access.

Invoice Upload & Tracking

Your invoices are scattered across 5 different places — PDFs in email, photos in WhatsApp, amounts in a spreadsheet, notes in your head. CashTrace puts them in one system. Upload as PDFs, photos, or manual entries. The platform captures invoice number, customer, dates, totals, VAT, and status. Every invoice follows a lifecycle: draft → sent → partially paid → paid → overdue → written off. Every receivable has a searchable history, linked payments, notes, and current status.

Every invoice gets a lifecycle: draft → sent → paid → overdue → written off.

#CustomerAmountDueStatus
INV-2024-0831Kamau Hardware LtdKES 185,00012 Mar 2026Paid
INV-2024-0834Mombasa TradersKES 72,40018 Mar 2026Pending
INV-2024-0837Westlands PharmacyKES 214,50002 Mar 2026Overdue
INV-2024-0840Nyeri DistributorsKES 48,00025 Mar 2026Paid
INV-2024-0843Thika Road SuppliesKES 310,20020 Mar 2026Pending

Payment Upload & Matching

You received a KES 128,000 M-Pesa payment with the reference ‘FEB PAYMENT.’ Which invoice is that for? CashTrace answers in seconds. Import from M-Pesa proofs, bank statements, and manual entries. The system extracts amount, payer name, date, and reference — then suggests the right match. Handles partial payments, overpayments, and the messy mixed-payment behavior that breaks spreadsheets daily.

Pilot avg: 60% less time on weekly reconciliation.

Incoming Payment
KES 128,000M-Pesa
22 Mar 2026 · Ref: MOMBASA SUP
Suggested Match85% match
INV-2024-0828 · Mombasa Traders
KES 128,000 due
ConfirmReject

Unmatched Payment Queue

Not every payment arrives with a clear reference. Instead of burying unclear payments in your inbox, CashTrace gives you a dedicated queue. Each unresolved payment appears with suggested matches and tools for quick resolution: confirm, search manually, or mark as unallocated. What used to be a messy back-and-forth becomes a 5-minute daily check.

What used to be a messy back-and-forth is now a 5-minute daily check.

KES 45,000
Bank Transfer · 19 Mar 2026 · Ref: KAMAU HW
1 suggestion
Possible: INV-2024-0839 · Kamau Hardware · KES 45,000
ConfirmSearchUnallocate
KES 92,300
M-Pesa · 15 Mar 2026 · Code: SJ3K42LM
No match
Manual SearchUnallocate

Receivables Dashboard

How much are you owed right now? If it takes more than 3 seconds to answer, you have a visibility problem. CashTrace shows what’s owed, what’s overdue, what’s collected, and how receivables are trending — one screen. Your accountant sees the same data in real time, not last month’s export.

See problems before they become cashflow crises.

Outstanding
KES 847,200
Overdue
KES 214,500
Collected
KES 1.2M
this month
Aging Buckets
Current
1-30d
31-60d
61-90d
90+
Top Overdue
Westlands PharmacyKES 214,500
Kamau Hardware LtdKES 148,000
Thika Road SuppliesKES 87,300

Automated Reminders

Most collections problems aren’t bad debt — they’re inconsistent follow-up. You forgot the reminder. You sent it late. CashTrace sends automated reminders on schedule with timing rules, escalation paths, and templates. Clear audit trail on everything. The system doesn’t forget, even when you do.

No more ‘I forgot to chase that invoice.’

Reminder Sequence
3 days beforeGentle reminder
|
On due datePayment due today
|
7 days overdueFollow-up
|
14 days overdueEscalation
Recent Activity
Kamau HardwareSMS · 2h agoDelivered
Mombasa TradersEmail · 5h agoSent
Westlands PharmacySMS · 1d agoDelivered

Accountant Access

Your accountant is working from a spreadsheet you exported two weeks ago. You’ve added 12 invoices since. They don’t know. CashTrace gives accountants real-time access to receivables, balances, and exportable reports — from the same system you use. No more stale exports or USB drives. Everyone works from the same truth.

Owner, finance team, accountant — all on one page.

Team Members
JO
James Ochieng
Owner
MW
Mary Wambui
Finance
PK
Peter Kariuki
Accountant
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